Proper insurance planning is an integral part of a sound financial plan and can be the key to health and longevity.
Whether you need income protection, such as life insurance, or you need affordable health care for you and your family, our team of professionals stands ready to help you with all your risk management needs.
The professionals at Burnham Gibson will review your existing lines of coverage and develop recommendations after completing a personalized needs assessment. We then provide specific insurance solutions in the areas of:
Life Insurance may be one of the largest assets within an estate – whether owned by an individual or business, or whether it’s part of an overall estate plan. Even so, it is an asset that is generally not evaluated, reviewed or appraised on a consistent and comprehensive basis. Burnham Gibson believes that some life insurance policies can be improved upon once a thorough, detailed, and unbiased analysis has taken place. The following changes have occurred in the life insurance marketplace in recent years that require ongoing monitoring and maintenance of existing policies:
Above all, remember that your plans, goals and desires may have changed since you acquired your policy, and re-evaluation may be needed. After a full assessment of your goals and objectives to determine coverage needs, Burnham Gibson obtains in-force illustrations on existing policies to analyze how they have performed since purchase; we then review future projections to see if these policies will still meet your objectives.As needed, we then work with a vast network of insurance carriers to obtain the best possible medical rating and pricing for the requested amount of coverage. We only place coverage with highly reputable and highly rated companies.
* Burnham Gibson IARs are also, separately and apart from Burnham Gibson, registered representatives who offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI and TN), as well as agents who offer insurance and annuity products through Equitable Network, LLC, which conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC, and in PR as Equitable Network of Puerto Rico Inc.